Ripple Partners with Chipper Cash to Expand Crypto-Enabled Cross-Border Payments into Africa

Ripple, a global leader in digital asset infrastructure for financial institutions, has announced a groundbreaking partnership with Chipper Cash, a leading Africa-focused payments provider. This collaboration will leverage Ripple Payments, Ripple’s crypto-enabled payments solution, to facilitate seamless cross-border transactions into Africa, making international money transfers faster, cheaper, and more efficient.

Revolutionizing Cross-Border Payments in Africa

With a user base of five million customers across nine African countries, Chipper Cash is already a dominant player in the region’s digital payments space. Through its integration with Ripple Payments, the platform will now enable consumers to receive funds from around the world 24/7/365, eliminating delays and reducing the cost of remittances into Africa.

Reece Merrick, Managing Director, Middle East and Africa at Ripple, highlighted the importance of this partnership, stating:

“Our partnership with Chipper Cash marks a key milestone in the expansion of Ripple’s business in Africa. Consumers and businesses across the continent are increasingly recognizing the potential of blockchain technology, and we are excited to bring our crypto-enabled payments solution to our partners in the region. By integrating our technology into Chipper Cash’s platform, we’re enabling faster, more affordable cross-border payments while driving economic growth and innovation across the markets they serve.”

Ripple’s decade-long expertise in tokenizing real-world assets and on-chain fiat currency solutions positions it as a leader in crypto-powered international money transfers. As the global cross-border payments industry grows, blockchain-based solutions are becoming the go-to choice for institutions like Chipper Cash looking to enhance transaction efficiency and financial inclusion.

Crypto-Powered Financial Inclusion in Africa

Africa remains one of the world’s largest remittance markets, with millions relying on cross-border transactions for daily financial needs. High fees, slow settlement times, and limited banking infrastructure have traditionally hindered access to efficient payment solutions. Blockchain technology is set to disrupt this status quo, and Chipper Cash sees immense value in integrating with Ripple’s global payment network.

Ham Serunjogi, Co-Founder & CEO at Chipper Cash, emphasized the impact of this integration:

“Crypto-enabled payments have the potential to enable greater financial inclusion, accelerate access to global markets, and empower businesses and individuals across Africa. Through integrating with Ripple’s global payments network, we are excited to be able to harness the transformative potential of blockchain technology to enable consumers to receive payments faster and at lower cost.”

Ripple’s Expanding Footprint in Global Finance

Ripple’s secure, compliant, and scalable digital asset infrastructure is setting the standard for financial institutions worldwide. Ripple Payments currently serves 90+ payout markets, covering more than 90% of daily FX transactions, and has processed over $70 billion in payment volume. Additionally, the company holds 60+ regulatory licenses and registrations across multiple jurisdictions, reinforcing its commitment to compliance and security.

As blockchain technology continues to disrupt traditional finance, Ripple and Chipper Cash’s partnership signals a new era of digital payments in Africa—one where efficiency, affordability, and accessibility redefine how money moves across borders.

Why This Matters for Crypto and Africa

• Lower Costs: Reducing fees for African businesses and individuals receiving remittances.
• Faster Transactions: Enabling instant payments instead of long delays with traditional banking.
• Financial Inclusion: Expanding access to global financial services for millions.
• Blockchain Adoption: Strengthening Africa’s role in the global crypto ecosystem.

This partnership represents a major milestone in Africa’s digital finance evolution, proving once again that blockchain technology is not just the future—it’s the present.

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